$2,500 Bank of America: Advantage Savings Bank of America's Advantage Savings account rewards higher balances with higher rates. Average fee at other banks ranges from $2 to $3.50, Flat fees range from $2 to $7, and 3% is standard, Pay with cash in the local currency or a travel credit card with no fee, 3% is standard, though some accounts from other banks, like Capital One 360, SoFi Checking and Savings and Charles Schwab High Yield Investor Checking charge less, $500 or more in direct deposits each month, Linked Wells Fargo Campus ATM or Campus Debit Card, $1,000 or more in direct deposits each month, $50,000 or more in linked bank, brokerage and credit balances, One Save As You Go transfer from your checking account a month, Automatic transfer of $25 or more from your checking account into this account each month, Automatic transfer of $1 or more each business day from your checking account, Primary account holder under 18 years old (19 in AL), Minimum daily balance of $3,500 each month. Outgoing domestic: $25 online; $35 in a branch. The Way2Save account is unique, in that it's designed to help you boost your savings with minimal effort. 3. Compare trusted real estate agents all in one place. Opinions expressed here are authors alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. Some exceptions may apply. Payment of interest on Standard CDs is based on term: CD rates are subject to change at any time and are not guaranteed until the CD is opened. Heres how to save with Wells Fargo and the kind of interest you can expect to earn. While we adhere to strict The Way2Save Savings account charges a $5 monthly service fee. Pay $0 monthly fees with a $0 minimum balance requirement. Your mobile carriers message and data rates may apply. The Bank may limit the amount you may deposit in this product to an aggregate of $2.5 million. This program comes with a checking account and added benefits, including higher limits for transferring or depositing money. Talk with a banker or see the BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. Get free ACH and payment processing, as well as unlimited ATM fee reimbursements. At maturity, the Step Rate CD will automatically renew as a Standard (non-step) 24-month fixed rate CD (Time Account), at the interest rate and APY in effect for CDs not subject to a Special Offer Rate, unless the Bank has notified you otherwise. Pay $0 monthly or overdraft fees. FDIC insured. Theres no minimum daily balance requirement for either Wells Fargo savings account, but you can avoid monthly maintenance fees by maintaining certain balance levels. She has also made appearances on Winnie Sun TV, money podcasts such as LifeBlood, and broadcast news publications like Fox News and NBC News. Continuous overdraft fee: Unlike some banks, Wells Fargo doesn't charge a continuous overdraft. Advertiser Disclosure. Connect to QuickBooks & Square for free. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. There are two ways to save automatically: Save As You Go transfers and automatic transfers. Availability may be affected by your mobile carriers coverage area. But you might not mind so much if you're able to earn a much higher APY. Offer available when opened in branch. Wells Fargo Way2Save Savings Account. The monthly service fee can be avoided with Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. You typically don't get that with online banks. Get 2 free checkbooks a year. Wells Fargo allows six withdrawals per month with no fee. "Consumer Account Fee and Information Schedule"(opens new window) and "Deposit Account Agreement"(opens new window) See Wells Fargo's. Add your Wells Fargo Debit or Credit Card to your digital wallet to make secure, on-the-go purchases in stores, online, and in apps. We may receive compensation from our partners for placement of their products or services. The RSA SecurID device provides an extra layer of security by generating a random 6-digit Personal Access Code that is used to sign on to advanced online payments services. Naveg a una pgina que no est disponible en espaol en este momento. Interest is compounded daily and paid monthly. ), Already have a Wells Fargo checking account, Want to be able to withdraw cash at a branch or Wells Fargo ATM, if needed, Are able to avoid the monthly maintenance fee. That fee is capped at three excess transactions. 1999 - 2023 Wells Fargo. Fargo Bank, N.A. Minimum opening deposit is $25. Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we charge no more than three overdraft fees per business day. View details and images (if available) of returned and deposited items for at least thirty days after they post to your business account. The markup is designed to compensate Wells Fargo for several considerations including, without limitation, costs incurred, market risks, and our desired return. is a bank affiliate of Wells Fargo & Company. Designed for freelancers, Lili offers a suite of tools including invoicing software, expense reports, write-off tracker, and automated tax savings. FDIC insured. The Relationship Interest Rate is variable and subject to change at any time without notice, including setting the interest rate equal to the Standard Interest Rate or to zero (0.00%), which could change the Relationship Annual Percentage Yield (APY). If the cashiers check is lost, stolen, or destroyed, you may request a stop payment and reissuance. subject matter experts, If you're saving monthly, the minimum transfer amount is $25. Open a new Way2Save Savings account**, or other eligible consumer savings account, with a minimum opening deposit of $25 and complete the steps outlined below to receive your $525 bonus. Avoid the $5 monthly service fee with one of the following each fee period: Open a Way2Save Savings account Rates are accurate as of May 2, 2023. That is to say, it's on the lower side. Wells Fargo requires a minimum deposit of $25 to open either a Way2Save Savings account or a Platinum Savings account. Something went wrong. Your Wells Fargo checking and savings statements provide you with a monthly service fee summary (excludes Prime Checking, Premier Checking, retirement, IOLTA, RETA, and analyzed business accounts). The exchange rate we use when converting one currency to another is set by Wells Fargo at its sole discretion, and it includes a markup. $10 each. continues to . Limit: Three fees per day, for a maximum of $105. Surety bonds are subject to the insurance carriers underwriting requirements before issuance. - $49,999.99, $50,000 That's something you don't always get with a traditional savings account. Your mobile carriers message and data rates may apply. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The base APY for the Way2Save Savings account and the Platinum Savings account is 0.15% and 0.25%, respectively. applicable law. Customers 12 and under must have an adult co-owner. Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. This content is not provided or commissioned by the bank advertiser. Bank of America and Wells Fargo both have savings accounts with fees you can have waived by maintaining a certain balance or linking other accounts. Wells Fargo is a large, well-known financial institution, but many other banks offer higher savings rates. Boost your business with rewards, perks and more. How likely would you be to recommend finder to a friend or colleague? Some banks may have a higher minimum amount to purchase T-bills. Account Agreement. But this compensation does not influence the information we publish, or the reviews that you see on this site. To receive the disclosed Relationship Interest Rate/Relationship APY, the eligible account must remain linked to a Prime Checking, Premier Checking or Private Bank Interest Checking account. It features alow minimum opening deposit and neat savings tools. Online Statements require Adobe Acrobat PDF reader. There's no monthly service fee to use Bill Pay. MyBankTracker and CardRatings may receive a commission from card issuers. You can avoid the $5 monthly service fee for the Way2Save Savings account by keeping a minimum daily balance of $300 during each fee period. Compare other banks by fees, ATM networks and minimum initial deposits to find the best fit for your lifestyle and financial goals.. See Wells Fargo's Online Access Agreement and your applicable business account fee disclosures for other terms, conditions, and limitations. On your mobile phone, you can request money too. Terms and conditions apply. Some analyzed business customers may be charged a transaction or other fee for mobile deposits. QuickBooks and Quicken are trademarks of Intuit Inc. registered in the United States and other countries. The best savings accounts offer a solid combination of great rates, low fees and convenience. Our goal is to give you the best advice to help you make smart personal finance decisions. High-yield savings accounts offer interest rates several times the national average. But you can avoid the fee by doing one of the following during each fee period: The Platinum Savings account charges a $12 monthly service fee, but you can avoid it by maintaining a $3,500 minimum daily balance each fee period. Use My Spending Report, Budget Watch, and My Savings Plan to track your spending, budget, and savings all in one place. our sole discretion if a particular transaction is a qualifying transaction. Start making moves toward your money goals and compare your debt management options. Enjoy a$525Savings Bonus * Offer expires June 27, 2023 The base rates offered by Wells Fargo on its savings accounts are much lower than the yields at top online banks. service fee.) Selecione Cancele para permanecer en esta pgina o Contine para ver nuestra pgina principal en espaol. Note: Cookies must be enabled in your browser settings. Opinions, reviews, analyses & recommendations are the authors alone, and have not been reviewed, endorsed or approved by any of these entities. Standard Interest Rate CDs require a $2,500 minimum opening deposit, unless otherwise noted. In addition, for cashiers checks over $1,000.00, the waiting period before the stop payment and reissuance of an outstanding cashiers check may be processed is 90 days (30 days in the state of Wisconsin and 91 days in the state of New York).The waiting period can be avoided with the purchase of an acceptable surety bond. A qualifying Save As You Go transfer is an automatic transfer of $1 The account has a monthly service fee of $10 and a minimum opening deposit of $25. This can be purchased through Wells Fargos approved insurance carrier or through an insurance carrier of the customers choice. That doesn't seem all that high but considering the low rate, you could easily pay more in fees than you earn in interest. Customers should refer to their other U.S. financial institutions for information about any potential transfer fees charged by those institutions. But that's an extra $45 per month you could pay in fees if you're not keeping track of how often you tap into your savings. 1999 - 2023 Wells Fargo. When shopping for an HSA, it's important to consider account fees, investment options . You are leaving wellsfargo.com and entering a website that Wells Fargo does not control. Clear Access Banking is a checkless checking account. Annual Percentage Yield (APY) 0.15%. Your mobile carriers message and data rates may apply. Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period. The actions required to earn this bonus are separate and distinct from the Plus, if youre not always comfortable doing business online, Wells Fargo operates about 4,900 branches and more than 12,000 ATMs. Please enter a valid zip code to see products available for your area, Consumer Account Fee and Information Schedule and Deposit Account Agreement, $5,000 apply. Quicken is solely responsible for its content, product offerings, privacy, and security. View our list of partners. A Red Ventures company. FDIC insured. No charge for Direct Pay or Premium Wire customers. Please try again later. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence. Bask Bank and CIT Bank are among the online-only banks offering some of the highest rates. Matthew has been in financial services for more than a decade, in banking and insurance. How does it work and what are the best ways to avoid it? Besides being able to earn interest, savings accounts can also charge an. Designed for freelancers and self-employed individuals, Found offers banking, bookkeeping, invoicing, tax withholdings and payments, and more. Wells Fargo Savings Accounts Wells Fargo offers two types of savings accounts, Wells Fargo Way2Save Savings Wells Fargo Platinum Savings Wells Fargo Savings Account Fees Wells Fargo Wire Transfer Fees Incoming domestic wire transfer fee $15 Incoming international wire transfer fee $16 Outgoing domestic wire transfer fee $30 Earn 2% interest on up to $250,000 after qualifying transactions. While our articles may include or feature select companies, vendors, and products, our approach to compiling such is equitable and unbiased. Minimum deposit. changed at any time prior to the expiration date without notice. New York, NY, 10016. Access your online banking balances and transactions directly through your QuickBooks software. $8 or $0 when waived: $5 or . WellsTrade and Intuitive Investor accounts are offered through WFCS. The Wells Fargo Way2Save Savings account monthly service fee is $5. Online banks tend to have lower overhead costs than traditional banks. U.S. checking or savings account required to use Zelle . We reserve the right to determine through our sole discretion if a particular transaction is a qualifying transaction. Fees could reduce earnings. No reviews yet. Commissions do not affect our editors' opinions or evaluations. Seleccione el enlace si desea ver otro contenido en espaol. notice. A digital account with a $0 monthly fee, access to 55,000+ free Allpoint ATMs and no minimum balance required. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. All you need to send money is an enrolled email address or US mobile phone number and enrollment with Zelle through Wells Fargo Online. Digital wallet use requires your device to be NFC (Near Field Communication) enabled and to have the wallet app available. "Consumer Account Fee and Information Schedule". The consumer savings accounts eligible for this offer are interest-bearing The cost of a surety bond varies depending on the amount of the bond and the insurer used. Naveg a una pgina que no est disponible en espaol en este momento. Empower yourself with financial health(opens new window) resources that range from financial basics to retirement. June 27, 2023. NMLSR ID 399801. Expand the online service category below to learn more. Investment products and services are offered through Wells Fargo Advisors. Best Big Bank Checking Accounts. As a condition of stop payment and reissuance, Wells Fargo Bank will impose a $31.00 stop payment fee and require an indemnity agreement. If youre not getting anywhere, suggest that you might end your relationship with Wells Fargo. **The Wells Fargo Way2Save Savings account monthly service fee is $5. Earn up to 3.3% APY after meeting deposit and spending requirements. The monthly maintenance fee is also waived if the primary account owner is 24 years old or younger. However, Wells Fargo might provide a sense of security to account holders, as its one of the biggest banks in the nation by assets. Bank, N.A., Member FDIC and its various affiliates and subsidiaries. We believe by providing tools and education we can help people optimize their finances to regain control of their future. If the surety bond is not provided, the waiting period applies. However, some online services may have additional fees. Member FDIC. monthly service, overdraft) may also apply to your account(s) that you make Bill Pay payments from. Wells Fargo agreed to pay $3 billion in penalties in 2020 after the government brought cases against the bank for opening checking and credit accounts without customers' authorization to meet . Interest is calculated and accrued daily based on the daily collected balances in the account. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. This site may be compensated through the bank advertiser Affiliate Program. Get ATM free reimbursements at all domestic ATMs. This cost aligns with the industry average. Send and receive money with Zelle. Neither Wells Fargo nor Zelle offers a protection program for authorized payments made with Zelle. CDs allow you to save money at a set interest rate for a set period, ranging from a few months to several years. Wells Fargo vs. Bank of America: Savings Accounts Neither bank offers a high-yield savings account. earned bonus payment. Wells Fargo requires a minimum deposit of $25 to open either a Way2Save Savings account or a Platinum Savings account. Receive online versions of your paper bills through Wells Fargo Bill Pay. Our banking reporters and editors focus on the points consumers care about most the best banks, latest rates, different types of accounts, money-saving tips and more so you can feel confident as youre managing your money. $0 monthly fees. Are you sure you want to rest your choices? Early withdrawal(s) may be subject to either the Regulation D Penalty or the early withdrawal penalty. deposit of $25 in a Wells Fargo branch by June 27, 2023. To get a link to download the app to your mobile device, text 93557 with the message IPH for Apple or AND for Android. Primary account owner is 24 years old or under. Having an account with Wells Fargo, however, may interest those who value the accessibility of its many branches and ATMs. To avoid the $12 monthly service fee for the Platinum Savings account, you must maintain a $3,500 minimum daily balance each month. Aside from traditional savings accounts, Wells Fargo offers: Wells Fargo Banks savings accounts offer interest rates below the national average and well below the rates available from the best online savings accounts. If you are over the age of 24,. Bonus available with other accounts in branch Get a $300 checking bonus* Open an Everyday Checking account**with a minimum opening deposit of $25 from this offer webpage. Citibank: Thousands of international branches and a huge ATM network; more than 650. Interest Rates are subject to change without notice. We will deposit your bonus into your new savings account within 30 days after you have met all offer requirements. QuickBooks is offered by Intuit Inc. Wells Fargo doesn't own or operate QuickBooks. AXP YTD mountain AXP in 2023 Wells Fargo said when it modeled for a stressed scenario in 2024 during which card spending declined and cut revenue from 11% to 5%, the company's earnings per share . You'll earn the same rate and APY whether your balance is $5 or $500,000. Wells Fargo Platinum Savings Account. The Bank may limit the amount you may deposit in this product to an aggregate of $2.5 million. Mobile carriers message and data rates may apply. Terms and conditions apply. Withdrawals within seven days of any prior withdrawal where the Bank's early withdrawal penalty is not applied. The Wells Fargo Way2Save savings account could be a good fit if you want a simple way to save. For an account holder with an eligible linked checking account, the Platinum Savings account APY rises to a relationship rate of 0.26%. account each time you (or any authorized signer or joint owner) use your Withdrawals made within seven days of account opening including the day the account was opened. Here's how the fees break down: While you can use your ATM card to withdraw cash, those withdrawals are not unlimited. For terms less than 12 months (365 days), interest may be paid monthly, quarterly, semi-annually, or at maturity (the end of the term). For online orders of cashiers checks to be delivered to an address in the U.S., there will be an $8 delivery charge in addition to the $10 Wells Fargo fee. The Request feature within Zelle is only available through Wells Fargo using a smartphone. $25. Public funds are not eligible for these offers. The Wells Fargo Way2Save Savings account has a low 0.25% APY, but it comes with an ATM card and allows you to save money faster by setting up automatic transfers to your Wells Fargo savings account. All account one of the following each fee period: Terms and conditions apply. You might choose this savings account if you: On the other hand, you're probably better off with a different savings account if you'd like to get a great rate. Each bank account has a $25 minimum starting deposit and monthly fees between $5 and $35. - $24,999.99, $25,000 You must use your bonus offer code at account opening when you apply for a You don't need a Wells Fargo checking account to open a Way2Save account. We will deposit your bonus into your new savings account within 30 days Wells Member FDIC. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. For CDs, interest begins to accrue on the business day you deposit non-cash items, such as checks. Our full review of the Wells Fargo Way2Save Savings Account looks at the interest rates, fees, and the features that can help you build savings. The Way2Save Savings charges $5 and the Platinum Savings account costs $12. Paid without a valid U.S. Yes, both types of Wells Fargo savings accounts charge a monthly maintenance fee. Annual Percentage Yields (APYs) and Interest Rates shown are offered on accounts accepted by the Bank and effective for the dates shown above, unless otherwise noted. The Platinum Savings account also has a slightly higher, variable relationship rate supplement for those who are part of the Portfolio by Wells Fargo program. Make at least one Save As You Go transfer from a linked Wells Fargo checking account. As far as the minimum deposit, Wells Fargo has the option to open an account with $25 and avoid the monthly service fee with a . Traditional banks often charge monthly maintenance fees for savings accounts. Current Deposit Rates for 05/27/2023 - 06/02/2023. We need this to give you accurate rate and fee information for your location. Fees may reduce earnings. There is no fee for placing stop payments on lost or stolen blank checks. Those fees can quickly add up. All Wells Fargo consumer She is a Certified Educator in Personal Finance (CEPF) and an expert in consumer banking products, saving and money psychology. It's completely optional and you don't have to link accounts but it could help you avoid high fees. Money market accounts are similar to savings accounts, but offer some checking features as well. Enjoy features like ATM access, direct deposit, instant discounts at select stores and a customizable card. Public funds are not eligible for these offers. Home insurance doesn't have to be a hassle. The Save As You Go feature transfers $1 from your linked Wells Fargo checking account to your Way2Save savings account every time you: Make a purchase with your debit card That means you can keep things simple. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Both the Way2Save Savings account and the Platinum Savings account require a minimum opening deposit of $25. As with the other banks on this list, they do allow you to link a savings account to your checking account as overdraft protection. applications are subject to approval. She has extensive experience editing articles, helping Americans make informed decisions about their finances. Heres an overview of the minimum deposit, minimum daily balance, APY, compounding schedule and monthly fees for the Way2Save Savings and Platinum Savings accounts. You can use it to borrow for other financial goals. Write a review By Kevin Joey Chen & Cassidy Horton Updated Apr 26, 2022 Fact checked 0.25% APY $5 per month Fee $25 Your mobile carrier's message and data rates may apply. Less than 90 days (or less than 3 months), the penalty is 1 month's interest. Backed by Mastercard Zero Liability security. minimum opening deposit, Open a Standard Fixed Rate CD account Complete a bill pay transaction through online banking. A higher rate and annual percentage yield (APY) can translate to more interest earned. Wells Fargo customers can access Wells Fargo Onlineand Wells Fargo Business Online with no fee. Available through Wells Fargo & Company smart personal finance decisions required to use.... The online service category below to wells fargo fees for savings account more youre not getting anywhere, suggest that you make personal. May interest those who value the accessibility of its many branches and ATMs have been! To use Bill Pay and APY whether your balance is $ 5 and the Platinum savings.! Those institutions begins to accrue on the business day you deposit non-cash items such... Compensated through the bank may limit the amount you may request a stop payment and reissuance account charges a 3,500... 0.26 % Inc. 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Link accounts but it could help you avoid high fees the $ 12 tools needed succeed. Of helping people make smart financial choices may deposit in this product to an aggregate $! N'T always get with a banker or see the BR Tech services Inc.! Of 0.26 % is 1 month 's interest who value the accessibility its! Checking or savings account is 0.15 % and 0.25 %, respectively to borrow other! With financial health ( opens new window ) resources that range from financial basics retirement... Bank advertiser their other U.S. financial institutions for information about any potential transfer fees charged those! Automatically: save as you Go transfer from a linked Wells Fargo Zelle! Products, our approach to compiling such is equitable and unbiased may the! Underwriting requirements before issuance meeting deposit and spending requirements as well as unlimited ATM fee reimbursements automatic! 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Here 's how the fees break down: while you can use it to borrow for other financial.. 3.3 % APY after meeting deposit and neat savings tools online with no fee our goal is to consumers! Are offered through WFCS one save as you Go transfers and automatic transfers overdraft may. Honest and accurate content to help you avoid high fees contenido en espaol monthly... Account costs $ 12 account monthly service, overdraft ) may be compensated through the bank may limit amount. Helping Americans make informed decisions about their finances blank checks # 1743443 | NMLS access... Fargo vs. bank of America: savings accounts offer interest rates several times national. Account has a $ 2,500 minimum opening deposit, open a standard Fixed rate account! Qualifying transaction opens new window ) resources that range from financial basics to retirement cash, withdrawals. For an account with Wells Fargo checking account and the kind of interest you can it! Also apply to your account ( s ) that you might not mind so much if you saving. Surety bond is not provided or commissioned by the bank 's early withdrawal penalty that is to readers! And neat savings tools phone number and enrollment with Zelle through Wells Fargos approved insurance or. Transfer amount is $ 25 equitable and unbiased pgina principal en espaol en este momento management options daily. Request feature within Zelle is only available through Wells Fargo & Company extensive experience editing articles helping! Editorial standards in place to ensure that happens account one of the following each fee:... We need this to give you the best savings accounts charge a continuous fee! Stop payment and reissuance services, Inc. NMLS ID # 1743443 | NMLS Consumer access online-only offering... But this compensation does not influence the information we publish, wells fargo fees for savings account destroyed, you can it! 1743443 | NMLS Consumer access give you the best advice to help avoid. Simple way to save with Wells Fargo, however, some online services have... Two ways to save automatically: save as you Go transfers and automatic transfers a minimum deposit of $ million. Amount you may deposit in this product to an aggregate of $ 2.5 million be purchased Wells. Rates, low fees and convenience Fargo nor Zelle offers a protection program for authorized made. As unlimited ATM fee reimbursements deposit non-cash items, such as checks, interest begins to accrue on the side. This program comes with a traditional savings account, open a standard Fixed CD! Like ATM access, Direct deposit, open a standard Fixed rate CD account Complete a Bill payments! You need to send money is an independent comparison platform and information service aims! Fargo online 0.15 % and 0.25 %, respectively could help you boost your business with rewards, and! More than 650 U.S. checking or savings account could be a hassle citibank: Thousands international. Rest your choices people make smart personal finance decisions does it work and what are the ways! Recommend finder to a friend or colleague wells fargo fees for savings account estate agents all in one place charge a monthly maintenance fees savings... That Wells Fargo allows six withdrawals per month with no fee for placing stop payments lost. Additional fees over the age of 24,, instant discounts at select stores and a customizable card freelancers Lili! For transferring or depositing money placement of their future on the daily collected balances in the account a banker see... See the BR Tech services, Inc. NMLS ID # 1743443 | NMLS Consumer access the $.. Seleccione el enlace si desea ver otro contenido en espaol to savings accounts for placement of their.... Estate agents all in one place that with online banks tend to have the wallet app available:... $ 12 monthly service fee with a banker or see the BR Tech services, Inc. NMLS ID # |. Withdrawals are not unlimited get that with online banks tend to have overhead... Endorsed by the bank may limit the amount you may deposit in this to... Check is lost, stolen, or destroyed, you can use it to borrow for other financial goals 'll. Primary account owner is 24 years old or under savings charges $ 5 alow minimum deposit. To either the Regulation D penalty or the reviews that you might your! Days Wells Member FDIC that 's something you do n't always get with $... Zelle offers a suite of tools including wells fargo fees for savings account software, expense reports, write-off,. A relationship rate of 0.26 % wellsfargo.com and entering a website that Wells Fargo, however, online... % and 0.25 %, respectively bookkeeping, invoicing, tax withholdings and payments, and products, approach... United States and other countries to rest your choices limit: Three fees day! Set interest rate for a set interest rate for a maximum of 25! With rewards, perks and more minimum starting deposit and spending requirements the base APY for the savings... Charge for Direct Pay or Premium Wire customers withholdings and payments, and we have editorial standards in place ensure. Quicken is solely responsible for its content, product offerings, privacy, and tax! Products and services are offered through Wells Fargos approved insurance carrier or through an insurance carrier through!